October 1st 2007 - Enduring Powers of Attorney were replaced by Lasting Powers of Attorney... due to the complex nature of the application some providers have said they will no longer arrange these important documents whilst others have indicated huge increases in the cost of so doing - besides all this, what's the difference?

   

A Donor’s Quick Guide to the Differences Between an Enduring Powers of Attorney (EPA) and a Lasting Powers of Attorney (LPA) Part1

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Enduring Powers of Attorney

Lasting Powers of Attorney

Making an EPA - 
An EPA 

 
O  must be set out in the legally required format. 
 O  MUST be made & signed by 30th September 2007

 Enduring Powers of attorney will not be available after this date

 

Making An LPA
O must be set out in the legally required format.
O must contain a certificate completed by an independent person to confirm that you as the donor, understand the power and importance of the LPA and that you are not under any pressure to make it.
O can contain the names of anyone you as the donor want to be notified of any application to register the LPA. If there is no one to be notified, you must say so and have a second certificate. 

Only available after 1st October 2007 

Decisions the Attorney(s) can make 

Unless you put limitations on the EPA, the Attorney(s) can make exactly the same types of decision about your property and financial affairs as you can when you have the mental capacity to do so. But the Attorney(s) cannot make decisions about your personal welfare.

 

Decisions the Attorney(s) can make

Depending on the type of LPA you as a donor make and any limitations you include, your Attorney(s) can make decisions about your:

O property and financial affairs and/or

O personal welfare (including giving or refusing consent to treatment). Your Attorney(s) will only be able to make health and welfare decisions for you if you lose the capacity to do this for yourself. 

When the instrument comes into operation 
An EPA comes into operation as soon as it has been completed and signed by you, your Attorney(s) and the witnesses, unless you put in a limitation to say that the EPA will not come in to operation until you lose mental capacity or that it will start from a future specified date.

If you lose mental capacity in the future, your EPA will remain legally effective as long as your Attorney(s) registers it.

 

When the instrument comes into operation
Your Attorney(s) cannot act under an LPA unless it is registered with the Public Guardian.
 

The LPA can be registered with the Public Guardian at any time either before you as the donor lose the mental capacity to make decisions for yourself or when your attorney(s) have reason to believe that this has happened. 

The Attorney(s) you have appointed to make personal welfare decisions can only use this power once the LPA has been registered and provided that you cannot make the required decision for yourself.

The duty of the Attorney(s) 
With an EPA your Attorney(s) have a duty to apply to the Court of Protection to register the EPA if they have reason to believe that you have lost or are losing the mental capacity to make the necessary decisions for yourself.
 

Under an EPA your Attorney(s) have only a common law duty to act in your best interests.  

 

The duty of the Attorney(s) 
Your Attorney(s) under an LPA have a statutory duty to act in your best interests.

The duties of your Attorney(s) are also set out in the Mental Capacity Act Code of Practice and they must be aware of this and follow the guidance provided by the Code.  

  A Donor’s Quick Guide to the Differences Between an Enduring Powers of Attorney (EPA) and a Lasting Powers of Attorney (LPA) cont:

Enduring Powers of Attorney

Lasting Powers of Attorney

The donor’s ability to make decisions
Until your EPA is registered, both you and yourAttorney(s)(s) have equal authority to make decisions about your property and financial affairs.
If the EPA is registered, in theory you can still make decisions about your property and financial affairs, if you are capable of making them at the time.  

The donor’s ability to make decisions
As the donor, you can carry on making decisions, provided you have the capacity to do so. The Attorney(s) can only make personal welfare decisions that the donor is incapable of making, or which they reasonably believe the donor is incapable of making, at the time. 

Registering the power
It is your Attorney(s)(s) duty to apply to the Court of Protection to register your EPA when they have reason to believe that you have lost or are losing the mental capacity to make the necessary decisions for yourself.  Before applying to the Court, the Attorney(s)(s) must give written notice of the application to:

o you as the donor,

o any co-Attorney(s) and

o at least three of your closest relatives. Any of those who receive notice of the application to register can object to the registration.

 

 Registering the power
Either you as donor or your Attorney(s) can apply to the Public Guardian to register your LPA. The application can be made at any time. Before applying to register the LPA, whoever is doing this it must notify the persons named by you as the donor as being entitled to receive notification of the application. The Public Guardian will give notice that the application has been received to

O
you as the donor, and

O the Attorney(s)

Your relatives will not be automatically notified of the application to register the LPA unless you have named them as being persons who should be given notice. As well as your Attorney(s) and the persons you have said should be notified, you as the donor can also object to the LPA being registered. 
 

Revoking (cancelling) the power
As long as you have the mental capacity to do so, as the donor you can revoke or cancel an unregistered EPA at any time without the need to make an application to the Court of Protection

The Court of Protection must confirm any revocation or cancellation of a registered EPA. Before such a decision is made, as the donor you will need to satisfy the Court that you understand who the attorney(s) are and the powers you have given them. You will also need to show the Court that you understand the effect that cancellation will have and why the EPA needs to be cancelled. 

An EPA registered or unregistered is also revoked if you or the attorney(s) are made bankrupt. 
 

The information provided here is only a simple outline, contact us for more detailed information and consultation

Revoking (cancelling) the power
As the donor you can revoke or cancel your LPA as long as you have the mental capacity to do so. If there is any dispute about whether your LPA has been cancelled or ended, the Court of Protection has the authority to make a decision.

If your attorney is your spouse or civil partner, the dissolution or annulment of a marriage or a civil partnership will end their appointment or revoke the power, unless you have specifically stated in your LPA that this is not to happen. 

An LPA for property and financial affairs is revoked if you or the attorney(s) are made bankrupt, but bankruptcy does not terminate and LPA for personal welfare. 
 

The information provided here is only a simple outline, contact us for more detailed information and consultation